What is the maximum duration for which BAP covers rented vehicles?

The maximum duration for which Business Auto Policy (BAP) covers rented vehicles is 30 days. This timeframe is established to limit the coverage to short-term rental situations, ensuring that policyholders have insurance protection when they rent a vehicle for business purposes, without extending it indefinitely. This coverage is particularly relevant for businesses that need temporary transportation solutions while their own vehicles are unavailable or being repaired.

Understanding this limitation helps adjusters and insured parties recognize the specific confines of BAP coverage, ensuring that any rental agreements are made with consideration of the 30-day cap. This is crucial for effective risk management and compliance with policy stipulations.